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One of the hottest topics on many message boards today is Peer-to-Peer Lending. The topic of peer-to-peer financing has recently generated a lot of online discussion among small business owners and aspiring entrepreneurs. This is due to the fact that most are looking for new and more non-traditional forms of financing. In an effort to avoid applying for a loan from a traditional bank or credit union, many individuals instead have applied for financing from a peer-to-peer lender. Despite the fact that the concept of peer-to-peer financing is relatively new, a lot of people are willing to take the risk because they have previously been turned down for a loan by their local bank. The best way to find this type of lender is by doing some online research. In addition, a peer-to-peer lender will generally not have all the same strict rules and restrictions that are found in many banks and credit unions.